What should your insurance actually cost?

Whether you're buying a building or reviewing your current policy — see your estimated premium, coverage gaps, and which carriers compete for your building. Free. 60 seconds.

Property Details

Building & Risk

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Property Information

Tell us about the building you want to evaluate.

I'm evaluating a purchase

I already own this building

Location

Street Address

City

State

Zip Code

Property Details

Property Type

Owner Occupied?

Year Built *

Square Footage *

Number of Units *

Annual Rental Income ($) (if known)

Bedrooms (optional)

Bathrooms (optional)

Building & Risk Profile

These factors determine carrier appetite, tier classification, and premium.

Building Characteristics

Construction Type

Roof Type

Roof Age (years)

Electrical System

Plumbing Material

Number of Stories

Foundation Type

Overall Condition

Protection Features

Sprinkler System

Fire Alarm Type

Security Cameras & Controlled Access?

On-Site Management

Water Leak Detection System?

Systems Last Updated (year)

Location Risk

Looking up risk data from your address...

Crime Score (1-10, 10 = highest)

Flood Zone

Fire / Brush Zone

Property Risk Factors

Currently Vacant?

Under Renovation?

Short-Term Rentals (Airbnb/VRBO)?

Mixed Use — Commercial Tenants?

Pool or Trampoline?

Prior Insurance Claims?

HVAC Age (years)

Electrical Age (years)

Additional Context

Known Issues or Special Circumstances

Your Name

Your Email

Get Your Insurance Intelligence

Run a free instant check or get a full AI-powered report.

Free Instant Check

See your tier, estimated premium & top risk flags — instantly.

No AI narrative. No payment required. Just the numbers from our engine.

Full Insurance Intelligence Report — $29

Complete AI-powered analysis with coverage gaps, carrier appetite & remediation.

Includes PDF export. Powered by AI + real underwriting expertise.

Optional: Add financials for deal impact analysis

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Purchase & Financing

Asking Price ($)

Your Offer Price ($)

Down Payment (%)

Expected Interest Rate (%)

Income

Vacancy Rate (%)

Other Monthly Income ($)

Renovation Cost ($)

After Repair Value / ARV ($)

Monthly Expenses

Property Taxes ($)

Insurance ($)

HOA / Other Fees ($)

Property Management ($)

Maintenance Reserve ($)

Utilities ($)

Analyzing your property's insurability...

This usually takes 40-60 seconds.

Classifying policy type & tier
Calculating TIV & premium estimate
Evaluating flood, fire & crime risk
Assessing carrier appetite & writability
Analyzing coverage gaps & remediation
Compiling insurance intelligence report

Request a Formal Quote

Your building details and engine results will be sent to a licensed commercial insurance professional.

Named Insured (entity or individual on the policy)

Entity Type

Effective Date / Closing Date

Your Email

Phone Number

Current Carrier (if renewing)

Current Annual Premium

By submitting, you agree to be contacted about insurance options for this property. Your information will be shared with a licensed insurance professional. This is not a binding quote or offer of insurance.